Full Doc

A minimum of 2 years full financials required.

Apply Now >>

Lo Doc

For self employed applicants with complex structures, or those who simply aren't in a position to provide accountant prepared financial statements. Limited financial information required which can include (but not limited to) Cheque book statements, personal bank statements and accountants letters.

Apply Now >>

No Doc

No financial documentation required.

Apply Now >>

Private Lenders

No financial information. No income declaration. Lenders will rely solely on the quality of the security property. Make sure to provide a highly detailed description of the security property including tenant and lease details (if applicable).

Apply Now >>

Construction Loans

Not in the past 20 years has construction finance been so difficult to procure. Despite this, Folio Finance continues to be one of the few firms to successfully offer this form of finance in this very specialized field.

From your traditional 80% of hard cost lending to the more highly leveraged transactions that can require mezzanine finance, Folio Finance has the expertise to ensure the most efficient form of finance is secured for your next project.

Apply Now >>

(SMSF) Self Managed Super Funds

Borrowing through a SMSF can be one of the most tax effective ways to help grow your wealth. SMSF's can now borrow to purchase residential and commercial property. We will work closely with you and your advisers to ensure the most efficient form of finance is provided to maximize the return on your investment.

Apply Now >>

Residential Loans

Residential property/investment loans sourced from one of our many funders. Options include interest only, principle and interest, capitalized interest, Lo Doc, No Doc and Full Doc to name a few.

Apply Now >>

Risk Insurance

Investing is for the long term and your investments should be held for that ultimate goal of securing yours and your next generations, financial future. Once we have found the right lending product to assist you, we will then recommend you to our business partners who are experts in the specialized area of risk insurance. They will review your current insurance position and work within your budget to ensure that you have the appropriate protection in place, to preserve your income and your assets from any unforeseen events. It's the ultimate peace of mind.

Apply Now >>

Our people

Folio Finance is made up of a team of Commercial finance specialists who share a passion for property and finance. We are experts at solving complex property finance transactions particularly within the commercial landscape. Unlike other consultants who have gradually added Commercial Finance to their list of services, Folio Finance has their roots firmly planted in this specialised area with a long history of success in this field.

Our consultants are experts in their field with a minimum Tertiary Qualification in Finance, as well as a minimum level of industry experience.

We have designed a unique program of training and research for our staff which ensures that we stay in touch with our many funders on a regular basis and stay abreast of all the major products and new opportunities in the market. This ensures that we can continually offer you the most efficient form of finance available, at any given time.

Our CEO and founder Con Katsiouras quickly established a reputation as one of Melbourne’s leading Commercial Finance Brokers. Through the establishment of Folio Finance, Con has helped 100’s of client’s access funding to assist with their investments and increase their wealth. After the GFC exposed the pitfalls of advice from so called "advisers" who only recommended products that maximized their own return (by recommending products that paid the highest commissions), Con recognized a need in the market for a higher level of professional mortgage advice and greater level of transparency, particularly when it came to the recommendation of commission paying products. Through enquiry, Con was able to ascertain that the majority of clients were not opposed to commissions, but questioned the level of transparency that was provided during the consultation process. Folio finance has been created to create a process that is from top to bottom advice driven with "total transparency" empowering our customers with advice that they can trust is conflict free.



 

 

 

PLAN We are members of PLAN (Professional Lenders Association Network) and operate under their strict code of practice. Read more


MFAA We are Full Members of the MFAA (Mortgage and Finance Association of Australia) and as such, we meet the highest industry qualifications and professionalism. Read more


COSL If you have a complaint, and we cannot reach an agreement on your complaint, you may refer the complaint to an ASIC Approved External Dispute Resolution (EDR) Scheme. Read more


PRIVACY STATEMENT Read our privacy statement.




 
site by: rhombus digital